The True Cost of Homeownership: You Are Both the Landlord and the Tenant

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Your home’s landlord is you.

Renovation, walls, roofs, plumbing, termite treatment, flooring. Just hearing these words makes some people frown.

“It’s probably a scam contractor.” “If I ask for repairs, I’ll get ripped off.” “I don’t have money to throw at fixing the house.”

That defensive mindset is understandable. You have seen countless news stories about shady contractors. It is natural to protect your hard-earned money.

But if you are thinking:

“My mortgage is paid off, so I will never spend another dime on this house.”

That is a dangerous illusion.

Owning a home does not mean zero rent.

Yes, once the mortgage is gone, you are free from the crushing monthly cost. That is a huge relief. Especially in retirement, when not having rent or housing payments feels secure.

But remember. You are both the owner and the tenant of your house. The moment you pay property tax, you are the landlord.

As landlord, you might whisper:
“I do not want to spend on repairs. Just ignore it.”

But as tenant, you will demand:
“The roof is leaking. It is aging. Fix it.”

Civil Code Article 606 says:
“The lessor is obliged to make repairs necessary for the use and enjoyment of the property.”

Which means. What you can rightfully demand as a tenant. You are obliged to fix as the landlord.

A House Cannot Survive Neglect

Some landlords care about tenant satisfaction and maintain their properties regularly. Those buildings earn praise. “That apartment is great.” They stay in demand. Because they are cared for, their value lasts longer.

Your own home is no different.

Paying off the mortgage does not mean you can live maintenance-free forever. Your house ages every single year.

Bridging the Landlord and the Tenant Within You

The idea that a paid-off home means free living for life is a fantasy. You are both landlord and tenant.

Landlord-you says:
“Do not spend money.”
“It still works.”
“Ignore it.”

Tenant-you says:
“It is aging. Please fix it.”
“This feels unsafe.”
“I want to live comfortably.”

Reconciling those two voices is where we step in.

At Inoue Komuten, our role is to mediate between your landlord-self and tenant-self.

A house left alone will decay. A house cared for will respond.

That ongoing care is the only true secret to longevity.

Inoue Komuten: Your Neighborhood Builders

We are a small, local construction company. Our craftsmen live here in Joyo, just like you.

We shop at Matsuya Super, Yamada-ya, and LIFE. We love Pan-no-Ki’s fresh bread and Daosuke’s dishes. We celebrate at Matsuya, trust Ueda Cleaning with our clothes. You might even see us at the public bath or city hall.

Because we meet our customers everywhere in daily life. We cannot afford to act dishonorably.

That is why, for over 80 years, we have been supported by our community. And that is why we continue to exist today.

So please, rest assured.

Let our craftsmen take a look at your home’s current condition.

Landlord vs Tenant Within You. Let us find the balance together.

Contact Information

We may be on-site and unable to answer immediately. And also, to avoid any misunderstandings or miscommunication, please contact us first via LINE or email. This helps us keep a clear record and respond accurately.

LINE / Email: Reach us anytime – we’ll reply as soon as we’re off-site.

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Menial tasks - they’re the things that keep everything running, even if no one notices. They’re about anticipating someone’s “I wonder…” and quietly smoothing it out before it becomes a bump. To call that “menial” feels like a waste. Honestly, it might be the most important work of all. (…or at least, that’s what I tell myself to keep going lol) I see it as the work of creating space. Tending to the invisible threads between wood and human life. As the Ninja Okami of chores, I carry that belief with me—and work like a draft horse, day in and day out.

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